Abuse: Suva with more suspected cases
Suspected cases of insurance fraud have increased again at Suva. In an investigation of over 2800 suspected cases, Suva was able to save a total of CHF 21 million.
Suva investigated more than 2,800 suspected cases last year and, according to its own figures, was able to save around CHF 21 million. This amount benefits the insured in the form of reduced premiums, as the accident insurer writes in a statement. Bankruptcy cases have also increased in recent years. According to Suva, these lead to premium losses and damage honest customers and the Swiss workplace. For this reason, Suva wants to actively combat insurance fraud with various measures. For example, initiatives against undeclared work and premium fraud were launched together with two associations.
Specifically, of 237,390 cases last year in which a daily allowance or pension was paid out, Suva investigated 2839 suspected cases more closely. 3.9 million francs of the 20.9 million francs now saved came from additional premiums charged. Since the introduction of anti-abuse measures in 2007, Suva has been able to save a total of more than 215 million francs.
Accumulation of bankruptcy offenses
"The vast majority of our policyholders are honest, but in recent years we have seen an increase in cases of bankruptcy," says Roger Bolt, Head of Combating Insurance Abuse at Suva. For example, we regularly come across cases in which insurance premiums are systematically evaded by means of subcontractor constructs. The largest of these cases alone have caused Suva millions in damages in recent years, says Bolt.
Source: Suva/Editorial Office
